Invest in profitable Swiss real estate

crowdhouse — Swiss investment properties in co-ownership

As a pioneer, crowdhouse launched co-ownership of Swiss investment properties in 2015, inspired by the Swiss commons model — the centuries-old tradition of jointly held and jointly used assets.

What drove us: Switzerland is a success model — economically, socially and institutionally. The value created here over generations should benefit the people who live here. Not exclusively in the form of rising rents at the end of the month, but as broadly distributed ownership — wealth creation in many hands.

Our mission is twofold: we enable broadly distributed wealth creation in Swiss hands — and we actively contribute to the supply of housing in Switzerland. We do not merely manage existing properties; we create and preserve living space through targeted acquisitions, renovations and property developments. Generations instead of quarters, ownership instead of participation, substance instead of speculation.

Today, more than 1,750 owners own over 230 properties with us in the crowdhouse model, with a value of more than CHF 1.8 billion — transferable across generations, transparently managed and supported from a single source.

What exactly is co-ownership of a property?

Co-ownership means that several people jointly own a property, each with a share entered in the land register.

The best-known form in Switzerland is condominium ownership — where an owner owns a specific apartment. That is not what crowdhouse offers.

At crowdhouse, it is co-ownership of the entire apartment building: you become a co-owner of the whole property, proportionate to your share, with voting rights and a claim to a corresponding portion of the rental income as well as the value development. This allows you to benefit from diversification across all apartments and tenants of a property — vacancy in a single apartment or default by an individual tenant does not affect you directly, but is smoothed across the entire apartment building.

We offer two forms of co-ownership:

• co-ownership — direct co-ownership with entry in the land register
• co-invest — co-ownership through shares in a Swiss stock corporation that holds exactly one property, available to qualified investors under the CISA/KAG

Both are real ownership — not a fund, not an abstract basket, not a contractual participation.

Is real estate co-ownership crowdinvesting?

No. In classic real estate crowdinvesting, thousands of investors participate online with small amounts, often from as little as EUR 100 or 500, in a specific construction project — usually through a subordinated loan with a fixed term of 12 to 48 months and fixed or performance-based interest. This is not direct ownership, but the provision of capital; in the event of insolvency, investors are served on a subordinated basis — up to and including the total loss of the invested capital. Crowdinvesting is therefore a short-term, contractual participation in a project.

At crowdhouse, it is fundamentally different:

• Real ownership instead of a loan. You are either entered in the land register with your own share (co-ownership) or you hold shares in a Swiss stock corporation that holds exactly one property (co-invest). This is ownership of a tangible asset, not a subordinated loan.
• Cash flow plus value development instead of fixed interest. You receive monthly distributions from rental income and participate directly in the value development of your property — as owners should.

How does the acquisition of co-ownership of a property work?

We review, acquire and structure selected apartment buildings. Each property is held in a co-owner community (co-ownership) or in its own Swiss stock corporation (co-invest) — each investor acquires a share or shares that are visible in the land register or securities account. The purchase process runs through the co-owner platform, with the contract concluded by notary or through regulated Swiss structures. After the acquisition, we take care of asset management and property management, reporting and ongoing support — you receive monthly distributions from rental income and participate directly in the resulting value development when you sell your shares.