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We enable collective, long-term co-ownership of Swiss income-generating properties — to grow wealth, support housing, and preserve land and real estate for future generations.
Since 2015, we have been structuring and managing co-owner communities made up of private individuals and institutional investors who jointly hold Swiss income-generating properties — either as direct co-ownership with a personal land register entry (co-ownership) or as a shareholder in a real estate stock corporation (co-invest).
What guides us
Until now, the Swiss population has carried the success of its own country primarily in one form: through rising rents. The increase in value of the properties people live in every day largely ends up with a small number of owners — often institutional investors whose capital is already concentrated.
We believe that the increase in value of Swiss land should benefit those who live and work in Switzerland. Switzerland is a success model — and this success should be broadly distributed, not concentrated in a few hands.
Hundreds of years ago, Swiss valleys had an answer to how land could remain in many hands: the commons, the corporation. In Schwyz, Uri, Glarus, Ticino, the Valais Geteilschaften, and the Bernese Burgergemeinden — throughout Switzerland there are models in which land is held jointly, used jointly, and passed on across generations. Not out of romanticism, but because it works: because collective, long-term ownership is more stable, more robust, and fairer than short-lived speculation.
crowdhouse is a translation of this principle into the present. We work according to the principle of generational investment: properties are held for 10, 20, 30 years — and sometimes longer. Fair and stable tenant relationships and well-maintained properties are the foundation of the model.
Unlike historical corporations, membership is not defined by birth. It is open to all persons who are permitted to invest in Swiss residential income-generating properties under the Swiss Federal Act on the Acquisition of Real Estate by Persons Abroad (BewG, “Lex Koller”).
As a community, we also actively pursue the goal of not only holding housing, but preserving it and actively expanding it. This is what we mean in concrete terms. Today, we already hold and maintain over 230 properties with a long-term generational horizon, without speculative pressure.
Secondly, wherever planning regulations allow and it is economically viable, we create additional housing through densification, extensions, renovation, or new construction — contributions to a Swiss housing market that is among the most strained in Europe.
Without investments by private owners in income-generating properties, there would simply be significantly less housing for tenants. Owners and tenants need each other for housing to work.
In times when savings accounts barely generate any interest anymore, responsible personal provision becomes a necessity. Swiss income-generating properties are among the most robust asset classes for preserving wealth, growing it, and passing it on to the next generation.
We make this asset class accessible to many.
We serve co-owners by helping them preserve and grow their wealth over the long term — and we serve tenants and society by creating and preserving housing, setting fair market rents, and maintaining properties sustainably.
Since our founding in 2015, more than 1,750 owners have invested capital with us — on average three times per person, with cumulative invested capital of over CHF 700 million. Today, our co-owners jointly hold over 230 income-generating properties throughout German-speaking Switzerland.
The trust reflected in this number is the foundation on which we continue to develop crowdhouse.
1,750+
Owners
3x
Investments per person on average
CHF 700m
cumulative invested capital
230+
Income-generating properties
This is the fundamental difference between crowdhouse and traditional real estate investment products — and in practice, it has many consequences.
With a traditional real estate fund, investors subscribe to units in a vehicle that holds a portfolio of properties. Which properties, where they are located, and with which tenants — those decisions are made by the fund manager. The unit price follows an index or stock market price and often includes a significant premium or discount to net asset value: what you pay for a fund unit often has little to do with the real value of the underlying properties. In their behavior, listed real estate funds are therefore closer to ordinary shares than to real estate — with daily price fluctuations, high correlation to stock markets, and a tendency to fall along with the market during crises. What actually defines real estate — stable rental income, continuous value appreciation without major volatility, real tangible value — is only indirectly reflected in a fund unit.
At crowdhouse, it is different. You choose for yourself which specific
property you participate in and are directly involved in ownership —
either with an entry in the land register (co-ownership) or as a shareholder
in a real estate stock corporation that holds the building
(co-invest). You receive monthly distributions from rental income —
a reliable, transparent additional income. You participate directly in the
property’s value development over years and decades. Everything can be
tracked and viewed at any time on our online platform.
This results in practical advantages:
You choose for yourself
Which property, which location, which tenant structure — your decision, not that of a fund manager.
You know your property
Address, rents, cash flow, condition of the building structure, planned renovations — everything is transparently documented.
Your value follows the property, not the stock market
No daily price volatility, no premium-discount game, no sudden price drops when an index falls. The value reflects the real property.
You receive monthly income
Directly from rental income — as a reliable additional income, not as a speculative price opportunity.
You are a real co-owner
With participation at the general meeting, with voting rights, and with the right to personally view your property.
In our opinion, the crowdhouse model is even superior to traditional sole ownership of a property: you have the directness of a real owner — while also being able to diversify. Participating in several properties with manageable amounts instead of tying all your assets to a single property reduces the concentration risk that is real when holding individual rental apartments or a single apartment building — rent defaults, renovation needs, changes in location quality. In this way, our model combines two otherwise separate worlds: the directness of sole ownership and the security of diversification.
Liquidity is created through the crowdhouse platform by the direct transfer of shares between participants — no trading system, no stock exchange, no daily price jumps, but an orderly transfer between a selling and an acquiring participant.
Our model, in which thousands of co-owners jointly hold hundreds of properties with tens of thousands of rental units, is highly complex. It requires an operational backbone: someone who acquires, structures, and manages properties, informs co-owners, prepares meetings, enables share transfers, coordinates tenant concerns and investor communication, and manages finances, strategy, and value development.
That is exactly what we stand for. We provide all the services required for this and make the infrastructure available — the platform www.crowdhouse.com and our self-developed crowdhouse OS. Without them, co-owner communities of this scale could neither be created nor function across generations. With them, the collective, long-term holding of Swiss income-generating properties becomes viable — with real-time transparency over property condition, management, rental income, and value development, in a form that no other real estate provider currently offers in this way.